Here is the first of several Practical Tidbits, brought here from YoungMinisters.com. Enjoy!
Avoid credit cards except for emergencies. Even then, try to have $1,000 set aside in a savings account as an Emergency Fund. Try not to use those little pieces of plastic; debt will swallow you alive spiritually as well as be a heavy burden upon you and your marriage.
“The rich rule over the poor, and the borrower is servant to the lender.”
-Proverbs 22:7 (NIV)
[Submitted by Jim Frech, Galesburg, KS]