Just had a realization that Christmas is exactly 5 months from today.
So, are you getting ready? Do you have a list of gifts in mind for others? Are you saving some money?
Christmas tends to surprise a lot of people. Every year, I hear several folks say, “Christmas has snuck up on me this year, and I just don’t have any money to buy gifts.”
How does Christmas sneak up on you? It’s not like the holiday is a surprise. It comes the same day every year. It’s not unpredictable.
Therefore, with a little thought, there really is no reason not to have a little bit of spending money at Christmas time. All you need to do is set aside a few bucks a month. If you’ll do that, the gift-buying season won’t hurt as bad. Even if you start now, late in the summer, you can ease the pain. Even setting aside just $20 each month from now until then, you’ll have $100.
Don’t be surprised when December 25th comes around. It does every year. And this year, it won’t have to sting as bad.